Thursday, May 25, 2006

Warning! Don't Get First American Specialty Insurance!

So you know that leak from the upstairs unit? The one that started right after my neighbor started her dishwasher, stopped when her dishwasher stopped, and that left a trail of water from the dishwasher out? Well, according to First American Specialty Insurance, there is no proof that the water leaked out of the dishwasher.

What does this mean?

If you are insured by First American Specialty, and if there is an accident like the one that occured, YOU ARE LIABLE.

That's what First American Specialty just told me. They are most likely going to decline liability because of the lack of proof.

Therefore, most likely my poor upstairs neighbor will have to dish out $ for my repairs. Doesn't that suck?

So ALL OF YOU CONDO OWNERS, their liability policy basically SUCKS!

Get First American Specialty at your own peril. What good is this condominium policy? This means though they will repair my upstairs neighbor, they won't repair my unit, which has the extensive damage. Which means my upstairs neighbor has to pay out of pocket the repairs.

So now, I have to get a lawyer to get what is rightfully mine, and her insurance rate will go up. Sure sucks to be a little person here in America, doesn't it?

Don't say I didn't warn you.



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